Psychological Problems among College Students
There is no denying the fact that psychological problems arebecoming serious among college students. Reports are often heard thatsome collegians committed suicide or murdered their roommates. Typicalexamples include the case of a Chinese student named Ma Jiajue and thatof a Korean student studying in the U.S.
A number of factors may account for these young men and women’stroubles, but the following might the critical ones. First, as youngadults, most of them are at the stage of personality formation and arequite sensitive to their surroundings. Secondly, they are at a criticalpoint of personal development and are facing pressure from variousaspects: love, academy, job-seeking and so on. To make things worse,most of them are living off home and without their parents care andsupervision.
In view of the seriousness of the problem, effective measures mustbe taken before things get worse. First, it is essential that thechannel of communication be kept open among students, between studentsand their superintendents as well as between students and theirparents. Besides, psychological counseling should be enhanced andrendered to problem students in time. Only with these measures takencan we expect sound growth of college students.
2. 大学生助学贷款申请问题：
On Paying back Student Loans
①Nowadays，college students who need financial aid can apply forstudent loans provided by state-owned commercial banks. ②The money canhelp them pay their tuition fees and cover their necessary dailyexpense. The policy not only gives chances to the students eager tocontinue their study but also is beneficial to commercial banks.
③However，to our disappointment，there is an increasing rate ofstudents who have failed to refund the loans in time. ④Some studentsare really unable to repay the money after graduation because ofunemployment or some other reasons. But there are a number of studentsrefusing to pay it back even though they can.
⑤In my opinion, college students should increase their awarenessof credit. Anyone in debt should try his best to repay the loans in duetime. ⑥If they are really in great difficulty, it is proper to informthe bank as soon as possible and apply for a delayed repayment. ⑦Onlyin this way can both college students and banks benefit from thepolicy.